QR code to download app

Scan to download

Scan the QR code from your phone to download the app on iOS & Android.

Learn

No Hidden Fees

Bernie Bilotta
• Publilshed
May 1, 2024

When we say “no hidden fees”, we mean it. 

We want to make using Stables as transparent and fair as possible, bringing stablecoins and blockchain-based remittances to as many people as possible.

By design, cryptocurrency is traceable and transparent, and we want our fees to match this, not be convoluted and complex.

‍

With Stables, it’s FREE to:
  • Receive stablecoins (USDC, USDT, DAI or PYUSD) and store them with us
  • Receive crypto (YGG deposits are currently supported, with more coming soon)
  • Transfer between Stables to other Stables wallets
  • Spend from your USDC balance via the Stables Mastercard

‍

The following incurs a small fee, which you can view before confirming your transaction:
  • Sending stablecoins to an external wallet (gas fee plus 0.1% of the amount sent)

‍

Lastly, these transactions will incur a spread, which can be viewed in-app before completing:
  • Buying USDC with boomer bucks (AUD)
  • Selling USDC into filthy fiat (AUD or PHP)

‍

‍

FX Rate (Exchange Rate):
  • This is the rate at which we are swapping USDC for your local fiat currency and forms most of the “spread” that is charged

‍

"Our fee" estimate:
  • This small fee (visible before you top up or withdraw) includes facilitating payments, compliance to keep your account safe and technology infrastructure that enables Stables to operate day-to-day.

‍

At the end of the day, Stables is one of hundreds of platforms available to users across Australia, the Philippines (and the rest of the globe), and we aim to make our fees as understandable and fair as possible.

We are constantly evolving, striving to keep our costs and spreads low, enhancing the financial experience for our users.

‍

If you ever have questions about our fees, contact us via our 24/7 in-app live chat support, Twitter account, Telegram or Discord.

Ready to get started?

Sign up via the app now.

Download the app
Announcement
Stables is SOC 2 Type I Certified
Stables is proud to announce we have received our SOC 2 Type I certification!
What's new
Community update: April 2024
Welcome to the April 2024 edition of our product & community update!
Announcement
Introducing: Crypto Top Ups
Turn any crypto token into stablecoins in seconds with Stables.

Go bankless. Spend, Send and more with Stables.

Product
SpendSendApple PayGoogle PaySend in the Philippines
Company
AboutBlogSecurityBecome an ambassadorFAQ
Follow us
TwitterDiscordTelegramLinkedin
View our Terms & Policies

The "Stables Group" is powered by a number of companies throughout the world. These companies include: Tiiik Pty Ltd (ACN 639 448 490) a company incorporated in Australia and also Stables Europe (KRS #0001027447), incorporated in Warsaw, Poland, a member of the European Union (EU), the Stables Group is collectively referred to as "Stables".

Stables powered by Tiiik Pty Ltd ACN 639 448 490 is a registered Digital Currency Exchange (DCE) provider with AUSTRAC - DCE100780083-001. Tiiik is also registered as an independent remittance dealer with AUSTRAC - IND100780083-001

The Stables Card Mastercard® powered by Tiiik Pty Ltd is issued by EML Payment Solutions Limited ABN 30 131 436 532, AFSL 404 131 ("Issuer"), and is managed by Mastercard Prepaid Management Services Australia Pty Ltd ABN 47 145 044, AFSL 386 837. You should consider the Product Disclosure Statement and Target Market Determination for this product located here. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you.

* Subject to any surcharge that may be imposed directly by merchants. The Stables Card is unable to be used for purchases related to gambling or adult entertainment. Currently the Stables Card cannot be used in the following countries and geographical regions due to sanctions that are currently in place: Crimea, Iran, North Korea, Sudan, Syria, Donetsk and Luhansk. If you attempt to use your card at merchants in any of these countries and geographical regions, your request will be declined. Additionally, all Mastercards will not work at Russian merchants. In addition, the POS terminals are not owned or operated by the Issuer or Mastercard Prepaid Management Services Australia Pty Ltd and the Issuer or Mastercard Prepaid Management Services Australia Pty Ltd are not responsible for ensuring that merchants will accept the Stables Card. For example, the Issuer and Mastercard Prepaid Management Services Australia Pty Ltd cannot control when a POS terminal is due for maintenance or is faulty of if a merchant chooses not to accept the Stables Card. In such cases, your Stables Card may not function properly or be declined. For more information please see the Product Disclosure Statement.

** Some merchants may charge their own fees and set their own limits.

Mastercard® is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Stables Send product is issued by OmiPay Pty Ltd ACN 612 481 768 (AFSL 495025) (“Issuer”) and distributed and administered by Tiiik Pty Ltd trading as Stables (“Stables”) ACN 639 448 490 (AFS Representative No. 001308192). You should consider the Product Disclosure Statement, Financial Services Guide and Target Market Determination for this product located here. Any advice does not take into account your personal needs, financial circumstances or objectives and you should consider if it is appropriate for you."